Dallas & Houston Tornado Damage Insurance Attorneys

While Florida and “Tornado Alley” in the south-central United States have a higher frequency of tornadoes than the rest of the United States, tornadoes can and do occur over much of the country. Tornado alley generally refers to the region from central Texas to northern Iowa, and from central Kansas and Nebraska all the way to Western Ohio. This region is ideally situated for the formation of supercell thunderstorms, which often produce strong to violent tornadoes (EF-3 or stronger). Texas has been hit hard by tornadoes the last couple of years, resulting in millions of dollars in property damage to home and businesses.

The Dallas tornado damage lawyers at Grisham & Kendall, PLLC, have assisted policyholders with their tornado claims for approximately 15 years in Texas, Oklahoma, Colorado, and Florida, among other states. If your insurance company has delayed, denied, or underpaid your home or commercial property tornado claim, we may be able to help you. Insurance companies, even with total loss claims, can unreasonably delay the handling of the insurance claim in order to pressure the insured into accepting a below-market settlement of the claim. Your insurance carrier may also deny or underpay a tornado claim on the basis that any damages noted occurred as a result of another storm which pre-dated the current insurer’s policy period (such defense arguments are typically raised where the insured had a different insurance company for the cited prior loss date).

Tornado Damage and Insurance Policies

For over 15 years, the Dallas tornado damage attorneys at Grisham & Kendall, PLLC have helped individuals with tornado claims. Tornadoes can be violent, unexpected, and catastrophic. In fact, tornadoes are the most violent type of atmospheric storm. According to the National Severe Storms Laboratory, the United States is hit with about 1,200 tornadoes each year. Tornadoes cause damage because of strong winds, with wind speeds that can reach 300 mph in some of the more violent storms. The pure force that tornado winds create can rip homes, businesses, and other structures to shreds. Some tornadoes are even powerful enough to tear asphalt from the ground. These storms often leave innocent insurance policyholders without a home or business. If your property, whether it is your home or business, was devastated by the brute force of a tornado,the Dallas tornado damage attorneys of Grisham & Kendall, PLLC are here to help.

You likely purchased insurance coverage with the intent to protect your property from these violent windstorms. Unfortunately, insurance companies will often deny, delay, or underpay for the property damage that the tornado caused. If this is the case, contact the insurance attorneys at Grisham & Kendall, PLLC today. We have dedicated our practice to helping policyholders get the just compensation they deserve in the wake of a tragedy.

Why Choose Grisham & Kendall, PLLC?

The attorneys at Grisham & Kendall, PLLC have specialized in helping policyholders with their insurance claims for tornado damage. In fact, our Dallas attorneys have helped individuals in Texas, Oklahoma, Colorado, and Florida with tornado damage claims for over 15 years. As a small firm, we have been able to focus on all things related to tornado claims. No matter how solid your claim, insurance companies will always look to protect themselves and try to avoid paying you what you are owed. Please contact us today for the experience, skill, and compassion you need on your side to ensure that your insurance policy claim is honored.

Tornado Damage and Insurance Policies

Tornadoes can turn your beautiful home or your thriving business into rubble in the blink of an eye. There is something uniquely threatening about a massive wind vortex approaching a stationary structure. There is nothing your home or business can do to get out of the way, and it is at the mercy of the storm. When met with a tornado of swirling winds of up to 300 mph, your property is likely to sustain severe damage.

Sadly, these vicious storms are more common than most people think. According to a study by the National Oceanic and Atmospheric Administration, the following states have, on average, the listed number of tornados per year statewide:

  • Texas: 155
  • Oklahoma: 62
  • Colorado: 53
  • Florida: 66
  • Arkansas: 39

Each tornado has the potential to cause serious damage to your property, whether it is your home or your commercial business. For this very reason, you have likely paid premiums for an insurance policy to cover these potential damages in the event of a violent tornado.

Unfortunately, the insurance companies will try to withhold every penny possible. Tornado and other windstorm insurance policies generally require the policyholder to give proof of the loss within a certain amount of time. Sometimes, the insurance company will try to avoid paying for damage done to the inside of your home or business, even though the tornado is what destroyed the exterior of your building in the first place.

Often, policies that cover damage caused by the violent winds of a tornado can come under several labels on your policy, including hurricane, storm, tornado, windstorm, cyclone, or weather insurance. Whatever the label, your insurance company may try to exclude coverage. This might even be the case if you have purchased an all-risks insurance policy. The point is that the insurance company will often try to refuse to pay you for the tornado damage you sustained. If the company’s conduct has been particularly inappropriate, you may have a bad faith action against the company. For recovery under your policy, and for bad faith litigation, it is important that you have the experienced Dallas tornado damage attorneys of Grisham & Kendall, PLLC on your side. We will fight the insurance companies on your behalf and ensure that your insurance claims are honored. Please call us today at (713) 999-5085.

How Our Firm Can Help

At Grisham & Kendall, PLLC, we are experienced in dealing with insurance company defense tactics and know how to fight back on behalf of policyholders by confirming weather history for the affected property, thoroughly documenting the existing damages, obtaining and reviewing previous property inspection reports (including inspections performed by the insurance company as part of their underwriting process), and hiring qualified causation, damages, and insurance bad faith experts to prove your case in court against the insurance company. If you decide to contest your insurance company’s coverage decision, it will spend whatever it takes to hire its own attorneys and experts to defeat your claim.

Grisham & Kendall, PLLC, works on a contingency-fee basis. We also front the case expenses necessary to combat the insurance company in litigation. We promise to aggressively pursue your rights under the insurance policy if your tornado claim was delayed, underpaid, or denied.

Contact a Dallas tornado damage insurance claim lawyer

If your home or business has been damaged by a tornado and your insurance company refuses to treat you fairly, please contact the Dallas tornado damage insurance claim attorneys of Grisham & Kendall, PLLC, at (713) 999-5085 to discuss your case.

Tornado Insurance Claims

A tornado is an extreme force of nature that can happen with little prior warning, destroying everything in its path. Tornadoes are able to completely destroy homes, depriving owners of their residences and all of their belongings. Needless to say, the effects of a tornado can be devastating to a family, so people depend on their insurance companies to help them recover what they have lost and begin rebuilding their lives. It is important for an insurance company to provide adequate payment on insurance claims for their policyholders in the event of a tornado. When insurance companies wrongly deny or underpay victims of tornadoes, legal action may be necessary.

If your home was damaged or destroyed by a tornado and you are having trouble getting your insurance company to cooperate, you may need the assistance of an experienced insurance attorney. At Grisham & Kendall, PLLC, our Dallas insurance claims attorneys are committed to holding insurance companies accountable and helping our clients fight for the money they need. To speak with one of our attorneys today, contact us at (713) 999-5085.

Tornado Coverage

Coverage for tornado damage in insurance policies usually falls under the category of “windstorm damage”. Coverage for tornado damage typically includes:

  • Loss of home – The insurance policy will provide coverage for the loss of your home. Depending on your policy, the value is based on either the market value of your home or the replacement value.
  • Other Structures – Covers structures such as tool sheds or garages that are separate from the house.
  • Personal Property – Coverage for certain items in your home that were your personal property. Not all personal property is covered.
  • Loss of Use – This coverage provides for temporary living expenses while you are deprived of a permanent home.

The amount of coverage a person will receive varies from policy to policy, but if an insurance company denies or underpays a valid claim, you may be entitled to pursue the appropriate compensation from them by taking legal action.

Contact Us

If your home was destroyed in a tornado and your insurance claim is being denied, underpaid, or put on hold, contact the Dallas and Houston tornado insurance lawyers of Grisham & Kendall, PLLC. Challenging an insurance company can be intimidating, but our experienced lawyers are committed to helping clients fight for compensation. Contact us today at (713) 999-5085 to learn more.

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Office Locations

Grisham & Kendall, PLLC

Dallas Office

5910 North Central Expressway #925
Dallas, TX 75206
Phone: (214) 308-2027

Houston Office

3515 Fannin St.
Houston, TX 77004
Phone: (713) 999-5085

Fax: (214) 308-2036

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