Severe winter weather, including blizzards and freezing rain, causes significant property damage to homes and commercial properties throughout much of the United States, even as far South as Texas. It is not uncommon for disputes to arise between insurance carriers and their policyholders concerning what an insurance policy covers and what is excluded.
While you should always review your insurance policy to determine your specific coverage, some of the below areas of damages are often covered by residential or commercial property insurance policies:
Winter weather can lead to costly property damage, but your insurance company should be ready and able to accept your claim if it’s covered by your policy. Unfortunately, insurers often take their time reimbursing policyholders and sometimes even outright refuse to pay on perfectly valid claims. If you have found yourself in a dispute with your insurer, the Dallas insurance bad faith attorneys of Grisham & Kendall, PLLC, may be able to help you.
At Grisham & Kendall, PLLC, we have worked with insureds in Texas, Oklahoma, Arkansas, and Colorado who have experienced ice and/or snow damage to their property. Coverage for these types of losses varies significantly from policy to policy. It is important you understand the coverage afforded by your homeowners or commercial policy. If your claim has been delayed, underpaid or denied, we will aggressively pursue your contractual rights until you receive what you are owed under the insurance policy.
If your property has been damaged as a result of ice or snow and you believe your insurance company has not lived up to its obligations under the policy, please contact the Dallas snow and ice damage insurance claim lawyers at Grisham & Kendall, PLLC at (713) 999-5085 to discuss your case.
Freezing pipes are a common issue that afflicts homes in climates that have frequent or even occasional freezing weather. The problem with freezing pipes is that when water freezes within the pipes, it expands, which can put too much pressure on the pipe and cause it to crack or burst in certain areas. This type of damage can be very expensive, due to the cost of repairing water damage and the cost of replacing broken pipes.
When your home is damaged by freezing pipes, it is important to have an insurance company that takes your situation seriously and provides the necessary coverage for repairs. Unfortunately, many people are unfairly denied their claims or underpaid on claims, leading to unexpected financial strain. If your insurance company has denied or underpaid your claim, a Dallas insurance attorney of Grisham & Kendall, PLLC, may be able to help you get the payment you need. To speak with an attorney today, contact us at (713) 999-5085.
Pipes can freeze very quickly, which is especially dangerous for homes that are in places where freezing weather is less common, making the pipes less likely to be insulated properly. While pipes are unlikely to freeze when they are in heated areas, other pipes are particularly vulnerable to freezing, including:
It only takes an eighth of an inch crack in a frozen pipe to spill over 200 gallons of water in a single day. Thus, damage can be particularly disastrous if the pipe bursts inside the home and causes flooding in an attic, basement, or in the walls.
If you have had home damage caused by a frozen pipe and your insurance company has underpaid or denied you claim, you may need the representation of an experienced attorney to get the coverage you are seeking. To speak with someone about your case, contact Grisham & Kendall, PLLC, today at (713) 999-5085.
Newer homes often come with the benefit of energy efficiency that older homes lack. In order to do this, homes are built in such a way that allows for insulation to keep the home from getting too hot or too cold based on the outer environment. The drawback, however, has been an unexpected increase in exterior damage to roofs when snow and ice accumulate. In the past, overly hot roofs were able to quickly melt any snow or frozen water which accumulated on the roof. However, cooler roofs mean less melting, which results in prolonged exposure to the moisture of ice and snow remaining on the roof. Unfortunately, this damage can be costly, and individuals must rely on their homeowner’s insurance to be there for them to cover repairs.
If your home has exterior damage from moisture and your insurance company has denied or underpaid your claim, a Dallas insurance attorney may be able to help you obtain the money you need. To speak with a skilled attorney today, contact the firm of Grisham & Kendall, PLLC, today at (713) 999-5085.
Water from snow and ice can remain on roofs for several weeks, slowly causing damage by dripping down into the home. Some of the ways snow and ice can cause damage include:
These problems can be very expensive to repair, especially if left unaddressed for a prolonged period of time.