What is a Public Adjuster in Texas?Some states permit a Public Adjuster (PA) to represent policyholders or insureds (whether homeowners or commercial property owners) during the adjustment of their insurance claim. PAa must generally maintain the appropriate license from any State in which they represent a property owner. In Texas, for example, PAs are licensed and regulated pursuant to the Texas Insurance Code and the Texas Department of Insurance. A PA represents only policyholders—not insurance companies. The insurance companies have their own adjusters, typically internal adjusters or third-party “independent adjusters” or IAs, that they assign to their insured’s property loss. A PA is responsible for documenting, presenting, and negotiating the policyholder’s home or business property claim. An experienced and qualified PA generally has extensive construction and insurance-related experience that can expedite the claims process and avoid unnecessary pitfalls that may otherwise occur during the adjustment of a claim. PAs assist property owners with various types of losses, including, for example, hail, wind, fire, snow, ice, frozen pipes, water damage, hurricanes, as well as other types of losses.
Our large hotel was severely damaged by hail. After significant delays by the insurance company, our claim was denied. We hired Bill Kendall and Grisham & Kendall soon after. Through Bill’s efforts during our lawsuit, we were able to reach a favorable settlement close to trial. We would certainly recommend Grisham & Kendall, PLLC to any property owner whose insurance company isn’t treating them fairly.D. Patel – Hotel Hail Claim
My wife and I thought we were heading into a complicated legal odyssey with a destroyed commercial property until we hired Bill Kendall. His sustained focus and hard work was so effective that we had a great settlement within hours of the first deposition.F. Jones – Multi-Family Property Claim (Dallas, TX)
Experienced First-Party Property Insurance AttorneysThe attorneys at Grisham Kendall have assisted policyholders with their property insurance disputes since 1999. With offices in Dallas (principal office) and Houston, we represent homeowners and business owners throughout Texas, Oklahoma, Arkansas, Colorado and Florida, among other areas in the United States. We have worked with many PAs over the years and have great respect for the work PAs do on behalf of their clients. Whether your client has a relatively straight forward, smaller residential claim or a complex multi-million dollar commercial property loss, the attorneys at Grisham Kendall can assist. The attorneys at Grisham Kendall have experience in most every type of first-party property loss. Please review the below link for types of representative losses in which our law firm has extensive litigation experience on behalf of our clients. Please review the below link for types of losses that our law firm has extensive experience in on behalf of our clients. Types of Loss
Why Refer Your Client to Grisham Kendall?If you are unable to reach a settlement or resolution with the insurance company on one of your client’s property insurance claims, we hope that you will consider Grisham Kendall to represent your client in litigation. In addition, should you have any questions or wish to discuss any of your pending claims, then contact us to discuss at no charge. We are aware that these days there are quite a lot of attorneys who advertise as “first-party insurance attorneys”. However, most of these attorneys are either newer attorneys with less experience or established attorneys with experience primarily in other areas of the law. As you know, there is no substitute for direct, extensive experience when it comes to assisting a property owner with their insurance claim dispute with their insurance company. If the insurance company refuses to pay what is owed under the policy, you will want a law firm that has worked all manner of first-party cases for more than just a few years, a firm that has established networks of qualified experts, lawyers who are familiar with most of the insurance companies and the defense firms that typically represent insurers in these types of losses, as well as the experience throughout the litigation process involving first-party insurance cases. At Grisham Kendall, your client will be represented by one of the name partners at all times. Our attorneys have represented homeowners and commercial property owners with their property insurance disputes throughout Texas, Oklahoma, Arkansas, Colorado and Florida. Trust your client’s case to First Party Insurance Attorneys with extensive experience representing insureds only for more than 20 years. If you have any questions or would like to discuss your client’s case with us either over the phone or in person, please call (214) 308-2027 to schedule a meeting.
Commercial Insurance Public AdjustersMost commercial properties carry extensive insurance protection in order to prevent financial disaster in the event that some form of unexpected damage occurs. In these circumstances, many commercial property owners hire a public adjuster to investigate the scope and amount of covered damages related to their claim. An experienced public adjuster who represents the insured’s interests throughout the claims process can be extremely valuable in ensuring that your insurance claim is properly adjusted and paid for by the insurer. Unfortunately, in some cases, insurance companies may act in ways intended to discourage commercial insurance public adjusters from effectively carrying out their job duties. If you or someone you know is a commercial insurance public adjuster whose client has been denied the full amount of compensation which they may be owed by the insurance company, we can help. Contact the Dallas commercial insurance lawyers of Grisham Kendall, today at (214) 308-2027 to discuss the details of your client’s case with a qualified member of our legal team and learn more about some of the ways in which we may be able to assist you in representing your client.
Cases We RepresentThere are a number of different situations in which qualified legal professionals can assist a commercial insurance public adjuster in pursuing their client’s claim, including cases involving:
- Insurance bad faith
- Disputed commercial property claims
- Business interruption losses