On the evening of October 20, 2019, eleven tornadoes ripped through North Texas causing overwhelming damage to homes and businesses across the Dallas-Fort Worth area. The Insurance Council of Texas has estimated that approximately $2 billion in insured losses occurred as a result of the tornadoes, the costliest severe weather event in North Texas’ history. The strongest of these tornadoes was rated an EF3 with winds near 140 mph. Initial tornado damage was observed near Interstate 35 and Walnut Hill in Dallas. The damage path affected areas between Walnut Hill and Royal Lane to the North Dallas neighborhood of Preston Hollow, approaching North Central Expressway (US 75) and Forest Lane. Additional damages occurred in Richardson, Texas.
If your home or business was damaged by a tornado occurring on October 20, 2019, please contact the attorneys at Grisham & Kendall, PLLC for a free complimentary consultation to discuss your important legal rights. We will review your insurance policy with you and answer any questions you have concerning your tornado damage claim. Our attorneys are based in Dallas, Texas and have represented property owners and insureds with their denied or underpaid claims against the insurance company for more than 20 years.
Both the Insured/Property Owner as well as the Insurer/Insurance Company are required to comply with certain duties after a loss. For the insured, these duties are contained within the insurance policy and generally include i) prompt reporting of a claim, ii) mitigation of damage, iii) cooperation with the insurance company’s investigation, iv) providing statements and examinations under oath, v) providing proper inventory of damage and proof of the damage, as well as other duties.
However, the insurance company’s duties are much more limited than the insured’s, and include a requirement to conduct a reasonable and timely investigation of its insured’s claim, as well as a requirement to issue prompt payment to the insured in the event a claim is covered under the applicable insurance policy. However, insurance companies in Texas are often times able to circumvent these requirements in practice.
In contrast to your insurance company, an insured’s duties are more strictly applied. It is, therefore, imperative that you promptly report your claim and comply with all duties required of under the insurance policy. Failure to comply with all duties may adversely affect your claim.
If you have any questions concerning your claim or loss, we are happy to discuss these duties with you during a free consultation provided by one of our attorneys experienced with representing policyholders in disputed tornado damage claims.
Whether you have already filed a claim or are contemplating filing a claim for damage caused by an October 20, 2019 Dallas tornado, we are available to answer any questions you have concerning your policy and claim. Even if your claim has not yet been paid or denied, please contact us to discuss coverage available under your policy and your important legal rights. The consultation is complimentary.
If your insurance company fails to promptly and fully pay your claim for damage from a tornado occurring on October 20, 2019, you may be entitled to the recovery of proceeds owed under your insurance policy. In addition, if your insurance company fails to pay your valid claim, you may recover reasonable and necessary attorneys’ fees, among other potential damages. If your insurance company has underpaid your claim, delayed payment of your claim, or denied your claim without a reasonable basis, they could be guilty of acting in bad faith. The attorneys at Grisham & Kendall, PLLC can evaluate your claim and take action against your insurance company for the wrongful denial of your claim for tornado damage.
The experienced insurance dispute attorneys at Grisham & Kendall, PLLC will provide a complimentary consultation and evaluation of your disputed tornado damage claim. Please contact us today for a free consultation. We handle all insurance disputes on a continent fee basis which means you do not pay us anything unless we are successful in making a recovery for you. Contact us today at (713) 999-5085 to learn more.
You can also learn more about other types of tornado damage we can help with.