A quality home insurance plan protects your house in the case of various natural disasters and also against the theft of property. It can be devastating and frightening if your home is broken into and items of significant monetary or sentimental value are stolen. While insurance will not help to regain the stolen property, it can help you to replace it so that you do not also sustain substantial financial losses. Unfortunately, your insurance provider could act in bad faith and deny your claim or attempt to underpay you, despite the terms of your policy.
When you purchase a home insurance plan and timely pay your premiums, you expect your insurer to abide by its contractual obligations to you. If your insurance company is acting in bad faith you may suffer financially. To get the financial compensation you need, contact the Dallas theft claim lawyers of Grisham & Kendall, PLLC, at (713) 999-5085 today.
There are many items criminals target when they break into a home. Some of the most common include:
The specific responsibility of your insurance company will depend wholly upon the nature of the theft and the terms of your policy. While it would be ideal if there were no need for disputes, the situation is such that your insurer has significant financial incentives to avoid paying your claim in full, even if it is entirely justified. Do not allow this to go unchallenged.
If your home or business has experienced a burglary or been vandalized, you may need to file an insurance claim with your carrier. If your property has been stolen or vandalized, you will not only have to deal with the actual damages sustained, but deal with the sense of uncertainty and fear that will often remain after the loss occurs. For theft claims, it is important that you know what you have. If you haven’t done so already, it is a good idea to create an inventory list of your contents. Doing so will likely help the insurance claims process go much smoother if you should ever experience a loss due to theft of your home or business. If you are unable to create an actual written inventory of your personal contents or business personal property, you can use your phone to make a video file of your contents, saving the video on a secure device. While not perfect, it may help you create a contents inventory after a loss and even assist in identifying and confirming what is missing.
If your insurance company has delayed, denied, or underpaid your theft or vandalism insurance claim, the Dallas theft loss attorneys at Grisham & Kendall, PLLC, may be able to help you get what is owed under your insurance policy. We have assisted homeowners and commercial property owners who have had their property stolen or vandalized. Our insurance bad faith attorneys are familiar with the process often followed by the insurance companies involving theft and vandalism insurance claims.
You need the financial relief to replace the valuable items you lost. To schedule a free consultation with a committed and experienced legal advisor, contact the Dallas theft claim lawyers of Grisham & Kendall, PLLC, at (713) 999-5085.