Texas Litigation Firm Representing Clients Across the U.S.
Was your roof or residential property damaged by the recent winter storm? If so, it is advisable to review your policy and claim with an experienced attorney. Your insurance policy contains specific requirements and duties you must follow after sustaining a loss. Failure to comply with these requirements and duties may jeopardize prompt and full payment of your claim.
If you have purchased homeowners insurance to cover the cost of repairing or replacing your roof, your insurance company has a legal obligation to honor that coverage. When storms, hail, wind, hurricanes, or falling debris damage your roof, you should not have to fight your insurer just to receive the benefits you paid for.
Unfortunately, many Houston roof damage insurance claims are delayed, undervalued, or denied altogether. Insurance companies often argue that damage is cosmetic, pre-existing, improperly installed, or caused by normal wear and tear rather than a covered storm event. Others rely on low repair estimates or preferred contractors whose assessments minimize payout amounts.
At Grisham & Kendall, PLLC, our experienced Houston roof damage attorneys represent homeowners who are facing denied, delayed, or underpaid roof insurance claims. We understand how Texas insurers evaluate storm damage and how to challenge unfair claim handling practices.
If you have been responsible with your insurance payments, you deserve full coverage for any roof damage that you experience. Call the Houston roof damage attorneys of Grisham & Kendall, PLLC, today at (214) 308-2027 if you have been denied roof damage insurance coverage.
If your roof only requires repair, and not replacement, then whether or not you should make an insurance claim is dependent on the amount of damage and how you want to get it repaired. If you need a professional, you likely should make a claim before going ahead with the work as your insurance company will likely have contractors they want you to work with.
If your roof is significantly damaged and needs to be replaced, you definitely should make a claim before going ahead with getting a new roof.
If you are fighting for the compensation that you need after a loved one passes away unexpectedly, the last stressor you need is an added expense. Our lawyers only collect payment from you if we successfully recover the life insurance payment that your insurance company owes. If we are able to hold your insurance company accountable, we only take a percentage of the money we win. Likewise, if don’t win against your insurance company, you don’t owe us a dime. Our knowledgeable Dallas, TX team understands how discouraging facing an uncooperative insurance company can be, which is why we use all of the resources at our disposal to fight for you.
First, call your insurance company. They’ll send an adjuster to evaluate the damage. If your claim is approved, you’ll get a check for the actual cash value or replacement cash value of your roof, depending on your policy. Some insurance companies also require you to work with specific roof contractors.
A roof damage attorney will make sure that the terms of your homeowners policy are followed and can pressure your insurance company for fair compensation.
It’s best to work with attorneys who specialize in property and insurance claims as they will have vast experience handling cases like yours and know the ins and outs of these sorts of cases.
At Grisham & Kendall, PLLC, our work guarantees itself. On your roof damage claim, you will not owe us anything in fees or case expenses unless we recover additional insurance proceeds or compensation for you through settlement or trial.