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Was your hotel, motel, or residential property damaged by the recent winter storm? If so, it is advisable to review your policy and claim with an experienced attorney. Your insurance policy contains specific requirements and duties you must follow after sustaining a loss. Failure to comply with these requirements and duties may jeopardize prompt and full payment of your claim.
The attorneys at Grisham & Kendall, PLLC have represented many hotel owners with properties that have sustained significant damage from wind, hail and wind, water, and other damages. Hotel owners must not only address the significant damages to their buildings and other property when a large hurricane loss occurs, but also must address existing guests’ needs as well as future reservations, all of which often leads to a substantial business interruption (or business income loss) claim.
Typically, commercial or hotel insurance policies will provide for business income coverage during the period of restoration for the covered loss to the property. However, a hotel insured’s business income loss claim can be severely underpaid if the insurance company’s adjuster underestimates the scope or amount of loss. Likewise, even when the period of restoration (i.e., the time it takes to repair the covered damages) is agreed upon between the insurance company and the hotel insured, the method of calculating the amount owed for the business income loss portion of the claim can also often be in dispute.
At Grisham & Kendall, PLLC, our attorneys have represented Texas commercial property owners including Dallas and Houston, with their hotel property claims for over 20 years. We have the necessary experience in fighting back on our clients’ behalf when the insurance company fails to live up to their end of the bargain. Whether your hotel hurricane claim requires a causation consultant to determine the nature of the loss (e.g., whether the loss was caused by flood or wind), a certified industrial hygienist to assess the extent of water damage, a water damage restoration expert to properly address and remediate water and/or fire damages, or a qualified certified professional accountant experienced in dealing with large hotel loss business income claims, the attorneys at Grisham & Kendall, PLLC can help you make sure you get the coverage you’re entitled to under your insurance policy.
The attorneys at Grisham & Kendall, PLLC have represented hundreds of residential and commercial property owners whose claims have been wrongly denied or underpaid. If you find yourself in a dispute with your insurance company due to the delay or denial of your hurricane hotel damage or negligence claims, then then please contact us to discuss how we may be of assistance. The attorneys at Grisham & Kendall, PLLC can help you recover what you are owed under your insurance policy.