Texas Commercial & Residential Property Damage Lawyers for Insurance Claims

A home insurance claim is just what it sounds like, a claim you make with your home insurance company, claiming that something was broken or damaged and should be covered under your policy. Home insurance claims are often made after a home is damaged by an accidental fire or severe storm or when property is stolen from your car or house. If you need help with a home insurance claim, the home insurance lawyers at Grisham & Kendall are here to help. Contact us today!

#1: Wind & Hail (34% of Claims)

#2: Fire and Lightning Damage (32% of Claims)

#3: Water Damage & Freezing (24% of Claims)

#4: Non-Theft Property Damage (6% of claims)

#5: Liability (2% of Claims)

#6: Theft (1% of Claims)

Source: Kin.com

Many people choose to take out life insurance policies in order to plan and provide for their family in the event of a premature death. Life insurance is a security that provides peace of mind that families will have financial support after an unexpected passing. For many families, life insurance money is necessary to keep them afloat after a loved one deceases. Unfortunately, life insurance companies will sometimes deny and delay claims for a variety of reasons and technicalities, leaving families without the funds they need. These denials and delays harm families in a number of ways. Some issues these denials can cause include:

1. Financial strife: People with life insurance policies acquire them to provide for their families financially after they pass away. Many families rely on the income of a certain family member, and their passing can cripple families financially when they are not given the money they deserve from insurance companies. Families may lose their homes, go into bankruptcy, and endure a host of other financial struggles because of having their life insurance claims denied or delayed.
2. Painful battles with insurance companies: After a loved one dies, the last thing families need is to undergo painful and lengthy battles with their insurance companies to get their rightful insurance money. Painful details about their loved one, their past, and their death may come up in the midst of a family trying to grieve.
3. Violation of the plans and wishes of a recently lost loved one: Losing a loved one is difficult. Knowing that an insurance company is violating their plans for your family and wishes regarding your care worsens an already impossible situation. No one should have to endure the pain of knowing their loved one’s wishes will not be carried out over some technicality employed by an insurance company, especially paired with the financial difficulties that come with such denials of claims.