Texas Short Term Disability Lawyers
Texas Litigation Firm Representing Clients Across the U.S.
Texas Short Term Disability Attorneys
There are many unexpected events that happen in life. People purchase disability insurance to protect themselves financially in the event of a disability or illness that prevents them from working and earning a paycheck. These insurance plans typically pay you a percentage of your salary – 40 to 65 percent – for period of time you are temporarily disabled. Excluding injuries suffered on the job, short-term disability insurance provides coverage for the time you miss because of a sickness or injury.
Unfortunately, even if you have made monthly premium payments, your insurance company could act in bad faith and deny you benefits. If you or someone you know has suffered an injury that requires benefits and have been denied by his or her insurance company, you need a professional legal representative to fight for you. Contact the Texas short term disability lawyers of Grisham & Kendall, PLLC, at (713) 999-5085 to discuss your situation.
Free Policy and Claim Review
The attorneys at Grisham & Kendall, PLLC have represented homeowners and commercial property owners for more than 20 years. If you would like our attorneys to review your case at no cost and with no obligation, please call the disability lawyers in Texas at Grisham & Kendall, PLLC at (214) 308-2027 to schedule a call or contact us using the form.
Short Term Disability FAQ
Short term disability covers you immediately following a serious illness or injury while long term disability insurance is intended for income replacement should your condition keep you out of work past the end of your short term disability benefit period, possibly even until retirement, depending on your plan.
To qualify for short term disability, you must be deemed unable to perform your job by a medical professional.
Some examples of short term disability include:
- Pregnancy complications.
- Digestive disorders.
- Back and joint disorders.
- A non-work-related injury.
- Recovery after surgery.
- A short-term illness.
Short term disability provides benefits for a period up to 17 or 26 weeks.
Unfortunately, being granted short- or long-term disability insurance benefits does NOT prevent your employer from taking your job away. They are simply insurance policies that offer benefits should you be unable to work.
You can apply for short-term disability benefits in Texas by filing a claim with the insurance company that issued your policy.
In Texas, individuals need to have their own policies to get short term disability if you become disabled and are not eligible for workers compensation.
Disability Lawyers In Texas: Fighting for Your Denied Coverage
Short-term disability insurance typically pays you a percentage of your salary for a specific amount of time – anywhere from 10 to 26 weeks. Unfortunately, many people are denied benefits. Your insurance company may be acting in bad faith and it’s time to hold them responsible. If you have been denied benefits, a legal representative will help you appeal your claim and fight for benefits. If you have been denied, be sure to check the following:
- Your insurance policy to make sure your condition is covered
- Your medical records and doctors visits documents that define your condition
- Any other documentation that helps your case
To speak with a qualified short term disability attorney about your legal options, contact the Texas short-term disability litigation lawyers of Grisham & Kendall, PLLC, today at (713) 999-5085 to take the first step in fighting for the benefits you need.
Short-Term Disability Claims
When you are suddenly injured in the workplace or develop a condition that keeps you from maintaining a steady income, you may be eligible for short-term disability benefits through employer-paid coverage. Although there is not a short-term disability program in Texas through the Social Security Administration (SSA), the experienced team of Texas short-term disability attorneys at Grisham & Kendall, PLLC wants to help you receive the benefits you are needing.
Making a Short-Term Disability Claim
Most short-term disability claims are handled through appropriate insurance providers once medical conditions arise and cause an individual to be unable to work. Problems may arise when the following situations occur:
- Denied disability insurance
- Bad faith practices
- Incomplete paperwork
When claims are wrongfully denied, it is possible to appeal the initial judgment in order to obtain the necessary short-term benefits. Our Dallas short term disability attorneys can help walk you through the process of appealing a wrongfully denied claim.
Contact a Texas Short-Term Disability Attorney
Claiming short-term disability benefits is often a necessary step to maintain a financially stable lifestyle while recovering from an illness or injury. If you or someone you know was denied the short-term disability that they need, contact the Texas short term disability lawyers of Grisham & Kendall, PLLC by (713) 999-5085.