Disability Lawyer Houston, Texas
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Houston Disability Lawyers
There are many unexpected events that happen in life. People purchase disability insurance to protect themselves financially in the event of a disability or illness that prevents them from working and earning a paycheck. These insurance plans typically pay you a percentage of your salary – 40 to 65 percent – for period of time you are temporarily disabled. Excluding injuries suffered on the job, short-term disability insurance provides coverage for the time you miss because of a sickness or injury.
Unfortunately, even if you have made monthly premium payments, your insurance company could act in bad faith and deny you benefits. If you or someone you know has suffered an injury that requires benefits and have been denied by his or her insurance company, you need a professional legal representative to fight for you. Contact the Houston disability attorneys of Grisham & Kendall, PLLC, at (713) 999-5085 to discuss your situation.
Free Policy and Claim Review
The attorneys at Grisham & Kendall, PLLC have represented Houston residents for more than 20 years. We offer a free review of your policy and claim and are happy to discuss the issues that may apply to your individual claim. If you would like our attorneys to review your policy and claim at no cost and with no obligation, please call the Houston disability attorneys at Grisham & Kendall, PLLC at (214) 308-2027 to schedule a call or contact us using the form.
Houston Short Term Disability FAQ
Short term disability covers you immediately following a serious illness or injury while long term disability insurance is intended for income replacement should your condition keep you out of work past the end of your short term disability benefit period, possibly even until retirement, depending on your plan.
To qualify for short term disability, you must be deemed unable to perform your job by a medical professional.
Some examples of short term disability include:
- Pregnancy complications.
- Digestive disorders.
- Back and joint disorders.
- A non-work-related injury.
- Recovery after surgery.
- A short-term illness.
Short term disability provides benefits for a period up to 17 or 26 weeks.
Unfortunately, being granted short- or long-term disability insurance benefits does NOT prevent your employer from taking your job away. They are simply insurance policies that offer benefits should you be unable to work.
Houston Disability Lawyer: Advocating for Your Denied Coverage
Short-term disability insurance in Houston, TX provides partial salary compensation for a limited period, typically ranging from 10 to 26 weeks. Sadly, many individuals face denials when seeking these benefits. In some cases, insurance companies may be acting in bad faith, necessitating accountability. If your claim has been denied, it is crucial to engage the services of a legal representative who can assist you in appealing the decision and fighting for the benefits you deserve. If you find yourself in this situation, consider the following steps:
– Review your insurance policy to ensure that your condition is covered.
– Gather all relevant medical records and documentation from doctors’ visits, clearly defining your condition.
– Collect any additional documentation that supports your case.
Get in Touch
To explore your legal options and discuss your case with a qualified short-term disability attorney, reach out to Grisham & Kendall, PLLC, the reputable disability attorneys in Houston, Texas, today. Take the initial step towards fighting for the benefits you require by calling (713) 999-5085.
Filing Short-Term Disability Claims
If you experience a sudden workplace injury or develop a condition that inhibits your ability to earn a stable income, you may be eligible for short-term disability benefits through employer-provided coverage. While the Social Security Administration (SSA) does not administer a specific short-term disability program in Texas, the experienced team at Grisham & Kendall, PLLC, comprising Houston short-term disability attorneys, is committed to assisting you in securing the benefits you need.
Initiating a Short-Term Disability Claim
In most cases, short-term disability claims are managed through the appropriate insurance providers when medical conditions arise and render an individual incapable of working. Challenges may arise in the following scenarios:
– Denial of disability insurance
– Acts of bad faith by insurance companies
– Incomplete paperwork submission
If your claim has been unjustly denied, you have the option to appeal the decision and pursue the necessary short-term benefits. Our Houston short-term disability attorneys can guide you through the process of appealing a wrongful denial.
Houston, TX Disability Lawyers: Get in Touch
Claiming short-term disability benefits is often crucial for maintaining financial stability while recovering from an illness or injury. If you or someone you know has been denied the short-term disability coverage they require, reach out to the Houston short-term disability lawyers at Grisham & Kendall, PLLC, by calling (713) 999-5085.