You depend on your roof having the quality and integrity to keep out the elements of nature while you rest comfortably in your home. Unfortunately, roof leaks are common, and they can arise for a number of reasons. When you have a leak in your roof, the need for a repair is immediate. If you have insurance, you should be able to depend on the insurance company to issue benefits pursuant to the terms of your policy. When they fail to do so, you may be able to pursue a remedy through a civil lawsuit.
If you are dealing with an insurance company that is acting in bad faith, you have the right to pursue your roof claim against them in court. The Texas insurance claim attorneys of Grisham & Kendall, PLLC, are dedicated to helping our clients to secure the benefits which they need to address covered damages such as a roof leak. Contact us at (214) 308-2027 today.
There are numerous possible causes for a roof leak, and if your insurance policy covers the source of damage in your case, then it is essential that the insurance company honor the terms of the contract. Some common causes of leaking roofs are:
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- -Holes made by animals
- -Missing shingles from wind damage
- -Damage to “flashing” sheets, or sheets that cover transitions and seams in the roof
- -Skylight leaks
- -Damage from hail
An insurer may be hesitant to pay your claim because it has a negative effect on their own profitability, but the terms of your policy are binding and we can help you to enforce them.
There are a variety of causes for a roof leak. Approximately 95 percent of all roof leaks are because of damage to the weathering that surrounds your chimney and air vents. This can happen for a variety of reasons including weather damage or even poor installation.
Your roof may also leak after wear and tear from the age of the roof itself. If your roof has been damaged and leaks, your insurance company should provide you benefits as provided under the terms of your policy. The failure to do so may warrant the pursuit of legal action.
No matter the reason for the leak, a leaky roof can cause a large amount of damage to your home as well as the personal property inside your home. Almost all roof leak cases occur because of severe weather such as hail, wind, or lightning. Homeowner’s insurance should cover against roof damage so you can get your roof replaced. Unfortunately, some insurance companies act in bad faith on many roof damage claims and may deny or delay making payments on a valid claim.