Your home’s roof is one of its most essential protections. The roof provides insulation and directs rainfall, and certain roofing materials actually give your home a degree of fire protection. However, when your home’s roof is damaged, it can become a major headache. Unfortunately, this inconvenience can be significantly increased if your insurance company denies your roof claim for repairs.
Storm claims are among the most common homeowners insurance claims filed in Texas. Storms can cause extensive and costly damage to a residence. A damaged roof can cause water to enter a home, resulting in hidden damage. Insurance companies know hidden damage is often a factor in storm claims but avoid properly investigating claims and paying for all the damage that occurred. Some insurance adjusters miss damage altogether or simply ignore damage that should be covered.
We have filed countless lawsuits and successfully recovered funds for our clients in cases involving everything from roof damage to interior home damage, as well as structural damage including damage to the foundation.
Insurance companies often appear to have free reign to do whatever they want when handling storm damage claims. That is simply not the case. You have paid for your insurance coverage, and deserve prompt and full payment of the claim when something goes wrong. If you believe your homeowners insurance claim was underpaid or wrongfully denied, entrust our law firm to help preserve your legal rights.
Over the years, we have developed a vast pool of qualified, reliable consultants to evaluate the extent of damage our clients have endured. When available, we work with them as part of our investigation to calculate how much damage homeowners incurred. We are committed to negotiating with the insurance company to cover the full extent of damages you have endured. In the event we are unable to secure a full and fair resolution, we will not hesitate to file suit against your insurance carrier. No matter the situation, we are committed to helping you obtain justice.
If your roof was damaged and you feel your insurance company is denying you coverage unfairly or not paying what they should, you have a right to pursue what you are owed. An experienced Texas insurance bad faith attorney of Grisham & Kendall, PLLC, can help you get the insurance benefits you deserve. Call us today at (214) 308-2027 to learn more about your legal options.
You depend on your roof having the quality and integrity to keep out the elements of nature while you rest comfortably in your home. Unfortunately, roof leaks are common, and they can arise for a number of reasons. When you have a leak in your roof, the need for a repair is immediate. If you have insurance, you should be able to depend on the insurance company to issue benefits pursuant to the terms of your policy. When they fail to do so, you may be able to pursue a remedy through a civil lawsuit.
If you are dealing with an insurance company that is acting in bad faith, you have the right to pursue your roof claim against them in court. The Texas insurance claim attorneys of Grisham & Kendall, PLLC, are dedicated to helping our clients to secure the benefits which they need to address covered damages such as a roof leak. Contact us at (214) 308-2027 today.
There are numerous possible causes for a roof leak, and if your insurance policy covers the source of damage in your case, then it is essential that the insurance company honor the terms of the contract. Some common causes of leaking roofs are:
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- -Holes made by animals
- -Missing shingles from wind damage
- -Damage to “flashing” sheets, or sheets that cover transitions and seams in the roof
- -Skylight leaks
- -Damage from hail
An insurer may be hesitant to pay your claim because it has a negative effect on their own profitability, but the terms of your policy are binding and we can help you to enforce them.
There are a variety of causes for a roof leak. Approximately 95 percent of all roof leaks are because of damage to the weathering that surrounds your chimney and air vents. This can happen for a variety of reasons including weather damage or even poor installation.
Your roof may also leak after wear and tear from the age of the roof itself. If your roof has been damaged and leaks, your insurance company should provide you benefits as provided under the terms of your policy. The failure to do so may warrant the pursuit of legal action.
No matter the reason for the leak, a leaky roof can cause a large amount of damage to your home as well as the personal property inside your home. Almost all roof leak cases occur because of severe weather such as hail, wind, or lightning. Homeowner’s insurance should cover against roof damage so you can get your roof replaced. Unfortunately, some insurance companies act in bad faith on many roof damage claims and may deny or delay making payments on a valid claim.
