Commercial & Residential Insurance Lawyer Houston

No automobile property damage claims

Representing Residential & Commercial Property Owners

Texas Litigation Firm Representing Clients Across the U.S.

Houston Insurance Attorney

When you need to file an insurance claim, you expect your provider to honor the coverage you’ve paid for. Unfortunately, many insurance companies prioritize their bottom line over their policyholders—often underpaying, delaying, or outright denying valid claims. This can leave individuals and business owners vulnerable, especially if they don’t fully understand their rights under Texas insurance law.

 

At Grisham & Kendall, PLLC, our Houston insurance attorneys have over 20 years of experience helping policyholders navigate complex claim disputes. We represent only policyholders—never insurance companies—and have successfully handled claims involving hurricane damage, life insurance denials, long-term care disputes, and other coverage issues. If you have any questions, please call the insurance attorneys of Grisham & Kendall, PLLC at (214) 308-2027 to discuss your insurance claim.

Was Your Property Damaged by the Texas Winter Storm?

If your home or business was damaged by a recent Texas winter storm, it’s crucial to review your insurance policy and claim with an experienced attorney. Most policies include detailed post-loss obligations, and failing to follow them properly could delay or reduce your payout. At Grisham & Kendall, PLLC, we assist property owners across Texas in navigating complex ice and snow damage claims and holding insurers accountable when they underpay, delay, or deny coverage. A careful legal review can help ensure you receive the full compensation you’re entitled to under your policy.

Free Policy and Claim Review

The Houston insurance lawyers at Grisham & Kendall, PLLC have represented homeowners and commercial property owners for more than 20 years. We offer a free review of your policy and claim and are happy to discuss the issues that may apply to your individual claim relating to damages from frozen/burst pipes and sprinkler systems from this year’s Winter Storm. If you would like our attorneys to review your insurance policy at no cost and with no obligation, please call Grisham & Kendall, PLLC at (214) 308-2027 to schedule a call or contact us using the form.

Learn about how a Houston insurance lawyer can help you receive fair compensation for your insurance claim

Filing an insurance claim can be frustrating, time-consuming, and overwhelming—especially when you’re already dealing with the aftermath of a car accident, hospitalization, or costly property damage. On top of that, policyholders often find themselves facing delays, lowball offers, or confusing documentation requirements from their insurance company.

 

 

Working with an experienced Houston insurance attorney can simplify the process and significantly increase your chances of receiving full and fair compensation. At Grisham & Kendall, PLLC, we help clients understand their policy terms, spot coverage gaps, and hold insurers accountable when they act in bad faith. Whether you’re dealing with a hurricane damage claim, a life insurance denial, or property damage, we’re here to protect your rights and advocate for your recovery.

Types of insurance claims we can help with

You can contact us at anytime and anywhere – 24/7 365 days. Here are some of the most common types of claims we help with:

 

1) How to file an insurance claim

2) How to receive a check from an insurance company?

3) What is a loss adjustment letter (L.A.L.)?

4) What is a settlement check?

Should I accept the offer from my insurance company?

While your insurance company’s offer may appear reasonable at first glance, it’s important to proceed with caution—especially after a car accident involving another driver. Insurers, including your own, often make low initial settlement offers in hopes that policyholders will accept quickly without understanding the full value of their claim. Accepting too soon can leave you without the compensation you truly need for medical expenses, lost income, and long-term recovery.


Before agreeing to any settlement, consult with a Houston insurance claim lawyer who can evaluate your case and negotiate on your behalf. At Grisham & Kendall, PLLC, we help injured Texans navigate complex personal injury claims and push back against bad faith tactics used by insurers. Having an attorney in your corner ensures you receive a settlement that reflects the full extent of your losses—not just what the insurer is willing to pay.

What if my insurance claim has already been denied?

If your insurance company offers you a settlement, you may be tempted to take it and be done with the matter. However, it is important to carefully review the settlement offer and make sure that you are being fairly compensated.

 

If the insurance company’s offer is less than you believe is fair, you may want to consider negotiating with the company or filing a lawsuit. If you reach an agreement or file a suit, the case will likely be put on hold until a court or arbitrator makes a final decision on your case.

 

If the court or arbitrator awards you more than the insurance company offered, then they will likely have to pay you that difference as well.

What if my insurance company is delaying paying out my claim?

If your insurance company is delaying in paying out your claim, there are a few things you can do. First, you can contact the claims department and ask for an update on the status of your claim. Additionally, you can contact customer service and ask for assistance with your claim. Additionally, you may also want to contact your insurance regulator, as well as the media, if necessary.

 

If your insurance claim is still being processed, it may be a good idea to take some photos of the damaged items and keep records of all communication with the claims department. If the process is taking longer than expected, it may also be a good idea to contact a lawyer to assist you with the claim process.

We know how to deal with insurance companies

In the event of a claim, an insurance company will usually make an initial offer to settle. If you don’t think this amount is fair, you can ask for a review or appeal.

 

If the company can’t be persuaded to pay more, your next step may be to take legal action. Legal action is not always necessary nor is it always successful. If you do take legal action, you may have to pay legal fees and may not get that money back even if you win. In some cases, the judge or arbitrator may order you to pay some of the other sides’ legal fees if you lose.

Recent Reviews

My wife and I thought we were heading into a complicated legal odyssey with a destroyed commercial property until we hired Bill Kendall. His sustained focus and hard work was so effective that we had a great settlement within hours of the first deposition.
F. Jones
Multi-Family Property Claim (Dallas, TX)
Our large hotel was severely damaged by hail. After significant delays by the insurance company, our claim was denied. We hired Bill Kendall and Grisham & Kendall soon after. Through Bill’s efforts during our lawsuit, we were able to reach a favorable settlement close to trial. We would certainly recommend Grisham & Kendall, PLLC to any property owner whose insurance company isn’t treating them fairly.
D. Patel
Hotel Hail Claim
Houston Hail Damage Attorneys
Grisham & Kendall, PLLC
Houston Office Location

3515 Fannin St. Houston, TX 77004

We Look Forward to Reviewing Your Case With No Obligations and Costs Involved. CONTACT US
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