Lawton Commercial & Residential Property Damage Lawyers

• Common property damage in Lawton includes wind, hail, tornado, and flood damage. These weather-related events often lead to roof and structural damage, which can be covered by most homeowners’ insurance policies.

1. Yes, tornado damage can be filed under most homeowners’ insurance policies. Make sure to document the damage with photos and contact your insurer promptly. If you encounter difficulties, Grisham & Kendall can assist in negotiating with insurance companies.

To file a property damage claim in Lawton, first, document the damage with photos and written details. Next, report the damage to your insurance company and provide any repair estimates. If you face delays or denials, it may be helpful to contact a property damage attorney for assistance.

If your claim is denied, request an explanation from your insurance company and review your policy to determine if the denial was valid. If you feel the denial was unjust, contacting a law firm like Grisham & Kendall can help you appeal the decision and seek fair compensation.

In Oklahoma, the statute of limitations for filing a property damage claim is typically two years. However, it’s best to report the damage to your insurance company as soon as it occurs to avoid delays or complications.

• Standard homeowners’ insurance policies do not typically cover flood damage. If you live in a flood-prone area, you’ll need separate flood insurance. If your home has suffered flood damage, contact Grisham & Kendall to discuss your options for filing a claim.

While not all property damage claims require an attorney, hiring one can be beneficial if your claim is complex, denied, or underpaid. A property damage attorney can help ensure you receive the compensation you deserve by negotiating with your insurer on your behalf.

Yes, if your business property is damaged, you can file a claim under your commercial property insurance. Be sure to document the damage and gather repair estimates. Grisham & Kendall can help ensure you receive a fair settlement if you encounter any issues with your insurer.

Yes, if your property is damaged due to negligence from a neighboring property (such as a tree falling or a fire spreading), you may be able to file a liability claim against the neighbor’s insurance.

If your insurance doesn’t cover the full cost, review your policy limits and exclusions to understand why. In some cases, additional riders or endorsements may be needed for full coverage.

The time to settle a property damage claim can vary, depending on the extent of the damage and the cooperation of your insurance company. Simple claims may take a few weeks, while larger or disputed claims could take several months. Having legal support can help speed up the process.