Insurance Agent and Broker Negligence Lawyers In Dallas & Houston
Have you suffered a loss only to discover that your insurance policy does not provide the coverage you were promised? If so, your insurance agent or broker — and potentially the entire agency — may be legally responsible for insurance agent negligence. In these situations, working with experienced Dallas insurance dispute lawyers is critical to recovering compensation.
At Grisham & Kendall, PLLC, we represent policyholders who were harmed because an insurance agent failed to properly obtain, explain, or maintain coverage. If an agent’s negligence left you uninsured or underinsured after an accident, property loss, or injury, we can help you pursue accountability and compensation.
In Texas, insurance agents owe specific legal duties to their clients. Most importantly, an agent must obtain the specific insurance coverage requested by the policyholder. If the agent cannot secure that coverage, they are required to notify the client. While policyholders also have a duty to review their policies, agents may still be liable when their actions or omissions result in a lack of expected coverage.
If an insurance agent’s negligence caused you to suffer uncovered losses, you may have a valid claim under the agent’s Errors and Omissions (E&O) liability insurance policy.
My wife and I thought we were heading into a complicated legal odyssey with a destroyed commercial property until we hired Bill Kendall. His sustained focus and hard work was so effective that we had a great settlement within hours of the first deposition.
F. Jones – Multi-Family Property Claim (Dallas, TX)
Our large hotel was severely damaged by hail. After significant delays by the insurance company, our claim was denied. We hired Bill Kendall and Grisham & Kendall soon after. Through Bill’s efforts during our lawsuit, we were able to reach a favorable settlement close to trial. We would certainly recommend Grisham & Kendall, PLLC to any property owner whose insurance company isn’t treating them fairly.
D. Patel – Hotel Hail ClaimHow a Lawyer Can Help Your Insurance Agent Negligence Case
Proving negligence isn’t easy in any context. You will need to prove that your insurance agent owed you a duty of care to provide you with an insurance policy that met your needs, that they violated that standard of care by failing to provide you with an adequate policy, and that that violation has now caused you significant harm. Gathering the evidence and making the necessary legal arguments to prove all of these aspects will be much easier with the help of an experienced lawyer.
Beyond that, insurance agencies often have the money and the legal assistance to overcome most negligence claims. That is because negligence claims are often hard to prove. When your insurance agency has aggressive lawyers and you do not, it can make your claim very difficult to win.
To overcome your insurance agency, you will need to work with an experienced lawyer that knows how to pursue your claim. Your lawyer will be able to understand all the complexity within your insurance contract. They also know the laws thoroughly and what the law expects of insurance agencies. Your lawyer will be able to pursue your claim in the most effective way, seeking out all the necessary proof to force the insurance company to cover all the expenses related to your injuries or medical needs.
Get Dedicated, Focused Legal Help Against Your Insurance with Grisham & Kendall, PLLC
At Grisham & Kendall, PLLC, we represent policyholders only — never insurance companies. Our firm focuses on holding insurers and insurance professionals accountable when they fail to meet their obligations.
For more than 15 years, we have helped Dallas and Houston residents challenge insurance misconduct and recover compensation for losses caused by agent negligence. By keeping our firm intentionally focused and client-centered, we provide personalized attention and strategic advocacy in every case.
Behavior That Can Prove Your Insurance Agent Acted Negligently
If you do not have the insurance coverage you think you do, you could be exposing yourself to significant financial and health risks. It is, therefore, absolutely imperative that you let Grisham & Kendall, PLLC help you hold the agent responsible for misrepresenting your insurance coverage accountable.
Insurance agent negligence can occur in many ways. If any of the following happened before, during, or after you signed up for a policy, we can help you pursue a claim against the agency responsible:
- Your insurance agent failed to provide the insurance you requested and inform you of the fact
- Your insurance agent misrepresented the type of coverage you were receiving when signing you up
- Your insurance agent retained your premiums or transferred them elsewhere instead of paying the insurer, thus jeopardizing your coverage
- Your insurance agent failed to renew your coverage, or if the coverage could not be renewed, they failed to notify you or find a replacement policy
- Your insurance agent misrepresented what kind of insurance coverage you needed
- Your insurance agent misrepresented the type of insurance on offer
- Your insurance agent failed to pass on notification of your claim
Insurance issues are not limited to this list. If you find out your insurance coverage does not match the insurance policy you thought you agreed to, you should speak to a lawyer right away.
Pursuing a claim against an insurance agent can protect you against any medical costs you should not have to pay while also holding the individual and their agency accountable for their negligence. However, while proving any of the above examples of negligence is possible, it will require help. Contact Grisham & Kendall, PLLC to discuss the nature of your insurance agent negligence case and to find out how we can help.
Contact a Dallas Insurance Lawyer
If you have made a claim with your insurance agent for damages due to the agent’s negligence and are not being treated fairly, please call the Dallas insurance agent negligence attorneys of Grisham & Kendall, PLLC at (214) 308-2027 to discuss your case. We do not charge for an initial consultation and the majority of our insurance clients are taken on contingency. This means you don’t owe us anything unless we recover money from the insurance company through settlement or litigation.
