Dallas & Houston Disability Insurance Claims Lawyers
If you are the main financial provider to your family, you may wonder what consequences a disability could have on your life. Developing a disability either from an illness or an injury can be difficult to handle, especially if you can no longer receive a paycheck. Fortunately, there are two types of disability insurance programs that can help you. However, many insurance companies act in bad faith and may not pay on your claim.
If you have short-term or long-term disability insurance coverage, it is important that your insurance company offers you the benefits you deserve. However, insurance companies don’t always honor the terms of your policy. If you’re facing delays, denials, or underpaid claims, our experienced disability insurance lawyers can help you take action. At Grisham & Kendall, PLLC, our bad faith insurance attorneys in Dallas and Houston are committed to holding insurance companies accountable when they fail to provide the coverage you’re owed. Contact a knowledgeable Dallas insurance bad faith lawyer of Grisham & Kendall, PLLC, today at (713) 999-5085 and schedule a consultation to discuss your legal options.
My wife and I thought we were heading into a complicated legal odyssey with a destroyed commercial property until we hired Bill Kendall. His sustained focus and hard work was so effective that we had a great settlement within hours of the first deposition.
F. Jones – Multi-Family Property Claim (Dallas, TX)
Our large hotel was severely damaged by hail. After significant delays by the insurance company, our claim was denied. We hired Bill Kendall and Grisham & Kendall soon after. Through Bill’s efforts during our lawsuit, we were able to reach a favorable settlement close to trial. We would certainly recommend Grisham & Kendall, PLLC to any property owner whose insurance company isn’t treating them fairly.
D. Patel – Hotel Hail ClaimDifference Between Long-Term and Short-Term Disabilities Insurance
Both long-term and short-term disability insurance pays you a percentage – usually 40% to 65%– of the salary you would be making if you could go to work. Long-term disability insurance pays you these benefits if your disability will keep you out of work for at least a year.
On the other hand, some illnesses or injuries heal within a year. To be prepared for these situations, you can purchase short-term disability insurance. Short-term disability insurance usually pays you for a shorter period of time, typically only 10 to 26 weeks.
Short-term disability insurance is intended to cover temporary medical conditions or injuries. These benefits usually last between 10 to 26 weeks.
Long-term disability insurance applies when your condition is expected to last a year or more. In these cases, having the support of long term disability insurance lawyers can make all the difference in securing long-term benefits.
If your insurance claim has been wrongfully denied or delayed, it’s important to speak with an insurance claim lawyer as soon as possible.
SSDI and Private Disability Insurance Claims
Some individuals may also qualify for Social Security Disability Insurance (SSDI) if their condition meets federal requirements. While SSDI can be helpful, the process is often lengthy and complex. Working with an experienced SSDI attorney can improve your chances of a successful outcome.
Whether you are pursuing SSDI benefits or are covered under a private or employer-sponsored policy, we can help ensure your rights are protected every step of the way.
Handling Insurance Bad Faith and Related Claims
At Grisham & Kendall, we also represent clients facing other insurance-related disputes. If you’ve been injured in a car accident and are dealing with a lowball settlement or claim denial, a car insurance lawyer from our team can evaluate your case. Insurance companies are obligated to act in good faith—when they don’t, you may be entitled to file a bad faith claim.
Contact Us
If you have upheld your contract with your disability insurance provider, it is important that you receive the benefits you deserve should you suffer from a disability. If your provider has wrongfully denied or delayed your claim, contact a Dallas & Houston disability claims attorney of Grisham & Kendall, PLLC, today at (713) 999-5085.
