Dallas & Houston All-Risk Renter’s Insurance Attorneys
If your claim against your all-risk renter’s insurance policy has been delayed, underpaid, or denied, the attorneys at Grisham & Kendall, PLLC can help you fight back and pursue the compensation you deserve. When living in a rented house or apartment, it’s critical to have renters insurance in place to protect your belongings from events like fire, theft, or water damage. If you pay extra for an all-risk policy, you likely expect comprehensive coverage — but unfortunately, many policyholders find themselves underpaid or wrongfully denied when disaster strikes.
When this happens, the insurance attorneys at Grisham & Kendall, PLLC are here to help. We can investigate the damage to your rental property and determine what compensation your policy entitles you to. We also help clients fight bad faith insurance practices and advocate for your rights throughout the claims process. Whether your claim involves fire and smoke damage, water intrusion, or another covered peril, our legal team has the experience to help you navigate your dispute with the insurer.
To speak with an experienced attorney about your renter’s insurance dispute, contact Grisham & Kendall, PLLC at (713) 999-5085 right away.
My wife and I thought we were heading into a complicated legal odyssey with a destroyed commercial property until we hired Bill Kendall. His sustained focus and hard work was so effective that we had a great settlement within hours of the first deposition.
F. Jones – Multi-Family Property Claim (Dallas, TX)
Our large hotel was severely damaged by hail. After significant delays by the insurance company, our claim was denied. We hired Bill Kendall and Grisham & Kendall soon after. Through Bill’s efforts during our lawsuit, we were able to reach a favorable settlement close to trial. We would certainly recommend Grisham & Kendall, PLLC to any property owner whose insurance company isn’t treating them fairly.
D. Patel – Hotel Hail ClaimDo I Need an Attorney?
Insurance law can be complex and frustrating, especially when you’re already dealing with the aftermath of a disaster like a fire, flood, or theft. After such events, you may be focused on replacing your belongings or finding a new place to live — and trying to negotiate with your insurance provider at the same time can quickly become overwhelming. Instead of facing this process alone, consider working with an experienced insurance claim attorney who can help you understand your policy, evaluate your losses, and fight for the compensation you deserve.
Why choose Grisham & Kendall, PLLC?
Grisham & Kendall, PLLC has been handling insurance cases for more than fifteen years. We have intentionally kept our firm small to give every client we take on the personal, individual attention they deserve. One of our two founding attorneys will always handle your case, and we are both committed to remaining accessible at all times. We will continuously communicate with you to keep you informed about how your case is going and to keep you involved in the decisions. Furthermore, your first consultation is always free, so that you can discuss your case before making any commitment, risk-free. You won’t get this kind of consideration and thoughtfulness from any other firm.
What is an All-Risk Policy?
An all-risk renter’s insurance policy, also known as a comprehensive policy, will pay to replace items damaged in a rented home or apartment pretty much regardless of why they were destroyed. This is as opposed to a named perils policy, which lists the specific events that must have occurred for the insurance company to pay for the damage. Because all-risk policies cover almost anything, they tend to be more expensive.
Exclusions in All-Risk Policies
Despite its name, an all-risk policy does not cover all risks. Every policy has a list of exclusions or events that your policy will not cover. These vary from policy to policy, but common exclusions include earthquakes, war, nuclear events, smog, and other “freak” accidents. Grisham & Kendall, PLLC can examine your policy to help you determine what your exclusions are.
Help for Delayed/Underpaid/Denied Claims
There are many reasons that you might not have received the result that you wanted from your insurance claim. It’s possible that the event that caused your property damage was listed as an exclusion in your policy, meaning that you cannot recover for it. However, it is also possible that your insurance company intentionally tried to minimize or deny your claim. Many people who don’t know better will accept a lowball offer merely because they think that it is the best they can get. Insurance companies know that many people will not try to contest a low offer, and so they intentionally offer you as little as possible. If you think this is the case, a lawyer from Grisham & Kendall, PLLC can help you negotiate a better offer.
Contact Us
If you have an insurance dispute involving an all-risk renter’s insurance policy, the Dallas renters’ insurance lawyers of Grisham & Kendall, PLLC can help get you the compensation you deserve. Our lawyers have the knowledge and experience needed to aggressively pursue your rightful compensation from insurance companies. They are also compassionate to ensure that you feel calm and comfortable throughout this experience. To start on the path to recovery from this disaster, call us today at (713) 999-5085, chat live on our site, or fill out an online contact form.
