Dallas & Houston Animal Damage Claims Attorneys
Many homeowners and business owners in Dallas, Houston, and across Texas know just how destructive animals can be to their property. However, coverage for these damages is rare, and in some cases, may even depend on the type of animal that caused the destruction. Unless a property insurance policy explicitly includes all animal damages, which is relatively unusual, insurers will often refuse claims that involve destruction caused by animals. Claims may be permitted, however, if the animal-related destruction leads to another problem, which in turn causes damage to the property.
If your animal damage claim has been denied or underpaid, contact our experienced Texas insurance attorneys in Dallas and Houston today for a free consultation.
My wife and I thought we were heading into a complicated legal odyssey with a destroyed commercial property until we hired Bill Kendall. His sustained focus and hard work was so effective that we had a great settlement within hours of the first deposition.
F. Jones – Multi-Family Property Claim (Dallas, TX)
Our large hotel was severely damaged by hail. After significant delays by the insurance company, our claim was denied. We hired Bill Kendall and Grisham & Kendall soon after. Through Bill’s efforts during our lawsuit, we were able to reach a favorable settlement close to trial. We would certainly recommend Grisham & Kendall, PLLC to any property owner whose insurance company isn’t treating them fairly.
D. Patel – Hotel Hail ClaimAllowed Animal Claims in Texas
Direct property damage caused by animals—especially rodents, insects, or household pets—is typically excluded under most Texas property insurance policies. However, the following situations may warrant coverage for a property owner’s losses:
- Damages to property caused by fires resulting from animal damage to electrical wiring
- Sudden insect or rodent infestation damages not brought on by normal circumstances, but rather a reasonably unexpected and damaging infestation
- Damages from large animals, such as bears or deer
In some cases, damages from smaller wild animals such as bats and raccoons may be covered, depending on the specifics of the policy and the type of damages caused. Otherwise, these common pests may be grouped in with rodents, insects, and pets as excluded animals.
Contact Us About Your Texas Animal Damage Claims
If your property has been damaged by an animal that isn’t excluded from coverage, you’re entitled to receive accurate and prompt coverage according to your policy with your insurer. If your insurance company doesn’t provide this coverage, you may be eligible to pursue a bad faith claim. To learn more about your legal options, contact a Dallas animal damage claims lawyer from Grisham & Kendall, PLLC, today at (713) 999-5085.
