Some businesses require commercial vehicles to deliver goods or services, such as plumbing vans or food trucks. Not only do business owners in this situation need to protect their vehicles with proper auto insurance, but they may also need to extend their commercial property coverage to protect on-site garages or other vehicle parking facilities. If these crucial pieces of commercial property are damaged, companies should be able to call on their insurance providers to cover the cost of repair.
However, if an insurer fails to provide the payout a company deserves, that business owner may be entitled to pursue compensation through legal action. The dedicated legal team of Smith Kendall, PLLC, can help Dallas-area businesses fight for the full compensation they deserve following insurance bad faith.
Business Claims and Insurance Bad Faith
When a business owner takes out an insurance policy to cover commercial vehicles and the property that houses those vehicles, the company should be able to expect fair coverage in case of damages. The following may be grounds for a bad faith claim:
- Failure to provide coverage in case of an auto accident or damage to a vehicle
- Failure to provide coverage in case of damages to a garage or parking facility
- Failure to provide coverage for tools or machines needed to repair vehicles in a business’s garage or docking area
- Failure to investigate a claim properly or promptly
- Wrongful classification of business property or operators of business property, leading to improper coverage from an insurer
- Unwillingness to communicate with business owners after a claim is filed
Vehicular and automotive-related damages can drastically affect a company’s profits, especially if delivery, distribution, or efficient transportation is a requirement for that business’s operations. However, a business insurance claim may be able to provide much-needed coverage if successful.
Contact a Business Claims Attorney in Dallas
If your business’s vehicles or garage spaces were damaged yet your insurance provider hasn’t upheld its responsibilities under your policy, you may be entitled to file a bad faith lawsuit to help you recover those damages. To learn more about how our experienced team of legal professionals can assist you through a business insurance claim in Dallas, contact an attorney from Smith Kendall, PLLC, today by calling 214-361-6124.